Dr. Rafael Otero has been with UTB since 1997. He has teaching experience in the following: International Business, International Finance, International Finance and Economics, Managerial Finance, Investment Principles, Portfolio Management, Financial Institutions and Markets, Microeconomics, Macroeconomics, Statistics, Finance Seminar, Financial Management, and Business Economics. He completed his Ph.D in Business Administration at University of Texas Pan American, and his Master of Business Administration at University of Texas at San Antonio. He has a Bachelor of Business Administration from University of Texas Pan American, and an Associate of Arts from Texas Southmost College.